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Bernie Stephan

(415) 488-4567
Bernie@MarinSonoma.com
  • SELLING YOUR HOME
    • The Real Deal
    • Seller Resources
  • MARKET TRENDS
    • By County
    • Southern Marin
    • Ross Valley
    • San Rafael
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    • Russian River
    • Sonoma Coast
  • RECENTLY SOLD
    • Southern Marin
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    • Novato
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    • Petaluma
    • Cotati | Rohnert Park
    • Santa Rosa
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  • LIFE TRANSITIONS
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  • ABOUT
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  • Bernie Stephan(415) 488-4567
    Bernie@MarinSonoma.com
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SELLING YOUR HOME

    LIFE TRANSITIONS

      BUYING A HOME

        TESTIMONIALS

          MARKET TRENDS

            ECO-LOGIC RADIO

              HOMES FOR SALE

                CONTACT

                  RECENTLY SOLD

                    WATERSHEDS

                      MEET BERNIE

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                        BAREIS MLS

                        Listing information is being provided by the BAREIS Inc., MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

                        All data, photos, visualizations, and information regarding a property, including the property's compliance with state and local legal requirements and all measurements and calculations of area, have been obtained from various sources, and may include such material that has been generated by use of artificial intelligence. Such information and material have not been and will not be verified for accuracy by the listing broker or the multiple listing service, and are not guaranteed as complete, accurate or reliable. Such information and material should be independently reviewed and verified for accuracy. This information and material are intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026, Bay Area Real Estate Information Services, Inc. All Rights Reserved.

                        Finding the Right Home for You

                        Guidance, Clarity, and Confidence Every Step

                        Buying a home is one of life’s most meaningful decisions — and you deserve a partner who listens, informs, and advocates for your best interests. With decades of experience in Marin and Sonoma markets, I’ll help you understand every option, from financing and inspections to negotiation and closing. My goal is to make the journey seamless and stress-free.

                        Viewings
                        Loan Approval
                        Inspection
                        Offer Submission
                        Market Updates
                        Agent Access
                        Home Search
                        Location Matching
                        comments
                        Negotiations Advice

                        Guidance for Today’s Buyers

                        Every Detail, Handled With Care

                        • Community Alternatives: Identifying suitable areas and neighborhoods.

                        * Home Viewings: Personalized tours tailored to your preferences.

                        • Loan Approval: Trusted lender connections for smoother financing.

                        • Inspection Guidance: Expert insight to protect your investment.

                        • Offer Submission: Strategic advice to make your offer stand out.

                        • Market Updates: Data-driven insights for informed decisions.

                        • Agent Access: Direct communication — I handle every step myself.

                        • Home Search Tools: Access to the latest MLS listings in real time.

                        Clear Expectations and Aligned Representation

                        Negotiated Buyer-Broker Agreement

                        Buyer representation is evolving, and having a well-structured Buyer-Broker Agreement ensures clarity for both sides. This agreement outlines the services you’ll receive, how compensation is handled, and how I advocate for your best interests throughout the transaction.

                        You get full transparency, dedicated support, and expert guidance — all designed to help you buy with confidence in today’s changing real estate landscape.

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                        Guidance For Today’s Buyers

                        Insights For Better Decisions

                        Buying a home in the North Bay comes with big questions — and the articles below offer straightforward answers. These resources help you understand how the new commission rules affect buyers, how to approach inherited wealth responsibly, and how to make informed choices in a changing market. Clear, simple, and focused on your long-term goals, they’re designed to support you at every step.

                        Your Guide to Buying in Marin and Sonoma

                        ​Clear, Helpful Videos for Today’s North Bay Homebuyers

                          Buying with Multiple Offers04/08/2022
                          7 Keys for Buying in Marin & Sonoma04/01/2022
                          Get Your Finances in Order03/26/2022
                          Marin & Sonoma Commissions03/26/2022
                          When to Buy? When to Rent?03/26/2022
                          What is Escrow? Which Title Policy?03/26/2022
                          Become a Landlord of Long Term Rentals04/25/2022

                        Ready To Start Your Home Search?

                        Share Your Buying Goals and We’ll Guide You Through the Next Steps

                        Market Data by Area

                        MARIN COUNTY
                        Southern Marin

                        Sausalito, Tiburon, Mill Valley

                        Southern Marin
                        MARIN COUNTY
                        Ross Valley

                        Corte Madera, Kentfield, Fairfax

                        Ross Valley
                        MARIN COUNTY
                        San Rafael

                        Peacock Gap, Terra Linda, Marinwood

                        San Rafael
                        MARIN COUNTY
                        Novato

                        Hamilton, Bel Marin Keys, San Marin

                        Novato
                        MARIN COUNTY
                        West Marin

                        Pt Reyes, Bolinas. San Geronimo

                        West Marin
                        SONOMA COUNTY
                        Petaluma

                        Penngrove, Bloomfield, Lakeville

                        Petaluma
                        SONOMA COUNTY
                        Cotati/Rohnert Park

                        Stony Point, University Park

                        Cotati/Rohnert Park
                        SONOMA COUNTY
                        Santa Rosa

                        Roseland, Bennett Vally, Rincoln Valley

                        Santa Rosa
                        SONOMA COUNTY
                        Sebastopol

                        Graton, Forestville, Occidental

                        Sebastopol
                        SONOMA COUNTY
                        Sonoma Valley

                        Kenwood, Glenn Ellon, Sonoma

                        Sonoma Valley
                        SONOMA COUNTY
                        Russian River

                        Cloverdale, Healdsburg, Guerneville

                        Russian River
                        SONOMA COUNTY
                        Sonoma Coast

                        Bodega Bay, Jenner, The Sea Ranch

                        Sonoma Coast